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  • Writer's pictureMike Duncan

The Real Deal on Running Your First Car – A Guide for Young Drivers

Hey there, future road warriors! We know that getting behind the wheel for the first time is a rush of freedom and excitement. But before you hit the road, it's important to consider the costs that come with car ownership. After all, owning a car isn’t just about the purchase price. It's a marathon, not a sprint. So, if you're aged between 17 to 25 and ready to take on the open road, this blog is for you!

The Breakdown: What's it Going to Cost Me? 1. Car Insurance: The first hurdle, and often the biggest, is car insurance. It's not just about protecting your car, but it's also a legal requirement. For a 17-year-old, the cost can range wildly from £800 to £2000 or more annually. Yes, it's a big chunk of change, but remember, it's an investment in your safety and peace of mind. 2. Road Tax (Vehicle Excise Duty): This is a tax you need to pay to use your vehicle on public roads. It depends on the car's CO2 emissions, but for a car valued at £2000, you're likely looking at a bill on the lower end of the £0 to £200 per year scale. 3. Fuel Costs: Fuel is the food that keeps your car running. Depending on your car's fuel efficiency and how much you drive, you might expect to spend around £1000-£1200 per year. To keep this cost down, consider carpooling with friends or planning your trips to make the most of your fuel. 4. Maintenance and Repairs: Just like you, your car needs regular check-ups. You should budget around £300-£400 per year for regular servicing, tyre replacements, and those unexpected repairs that can crop up. 5. MOT Test: If your car is over 3 years old, it's going to need an annual MOT test. This is a comprehensive check of vehicle safety, roadworthiness, and exhaust emissions. The maximum fee for the test is £54.85, but it's worth every penny to know your car is up to standard. 6. Breakdown Cover: Finally, don't forget about the breakdown cover. It's the safety net that will rescue you if your car decides to take an unexpected day off. It can range from £20 to over £100 per year, but trust us when you're stranded by the side of the road, you'll be glad you have it. We know, it's a lot to take in. Remember, these costs are rough estimates and can vary depending on your specific circumstances. It's always a good idea to shop around for the best deals and to set a budget to keep track of your expenses. Stay safe, drive smart, and enjoy the journey, fellow road enthusiasts! The road may seem long and winding, but with a little planning, it's one you're well-equipped to handle. Happy driving!


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